[6x6pinz]

I looked long and hard at getting an FFL. After doing my research I determined it would be cheaper for me to just join the local range as a life member. This gave me free FFL transfers and the ability to buy a couple of firearms a year at dealer cost. I have also found a small gun shop that cuts me a pretty good deal on items that Davidsons carries. Davidsons also offers a lifetime warranty aside from the factory warranty.
Basically for the 20 or so transfers a year I do it was just not worth the headache to get the FFL.

There is a lot of misinformation out there about getting an FFL. The best advice is to talk to the local LEO and the ATF directly about your particular situation. Here at least you can still have an FFL if the city gives you a variance to run a firearm business out of your residence, this is not the case everywhere. In some areas the city not the ATF requires business property for a business. The ATF wants to see you as a "for profit" organization.