Re: where are your saving?
I was having US Savings Bonds deducted at work for my grandson's college.
Now the Feds have stopped payroll deduction for Savings Bonds (I guess they were losing money on it---or the Chinese offer a better deal).
I would like to cash the bonds I have ($5,000) [screw the Fed] and start investing in something else, but I am not sure what.
I considered gold or silver but that seems rather non-liquid.
Stock are too risky.
I don't know enough about bonds.
One thing I have noticed: There are no trustworthy sources of financial advice for the common man. I am sure rich people have advisers---but recent headlines indicate that some of them are cheaters, too.