Thanks everyone for the ideas.
I'm about to upgrade all of my user names and better yet passwords into my "4th generation" of passwords. Long gone are the pet names, common numbers, we're going real big, all 12+ and M1xEd $tuff.
Getting harder and harder to remember everything even though I have a master pad at home v 3.0.
Well PASSWORD MANAGER it is, just which to pick, I prefer FREE is it's secure enough.