Well I've got an XDm in .40 and I started to buy a CZ just recently but ended up buying a Ruger instead. I still want the CZ so likely as not it will be on the Christmas list or whatever (if I can wait that long
). I talked my friend into buying a CZ and he carries it everywhere he goes and can't stop talking about how great it is. And he's right. I have to remind him that I was the one that sold him on the idea in the first place every time I see him because he goes on and on about that thing and I know he has at least 20 pistols.
I have been carrying the XDm mostly as a truck gun. I often carry a Taurus too. Now that's a great gun and it's a .45.
There's a bunch of nice stuff around. Heck I could be carrying my .44 magnum S&W 629 but I figure shooting one person at a time is plenty.
I mostly carry that one for close encounters of the bear kind.