what a week...already!!! - The Firearms Forum

sluggermn · 01-18-2005, 11:46 AM

It is only tue and already it has been a really bad week!!
for starters my car has been acting up and dying at stop lights and any time I leave it idiling..
then sunday it wont start at all and I have to spend an hour working on it in 30 below temps out side ( that is NOT including the wind chill factor).
mon morning I get a call from my wife she has been in a accident, she got rear-ended. I go get her, and get the car to the body shop... it is totaled has extensive damage to the rear end and the cost to fix is is more than the total value of the car.
I missed work last night due to 2 things #1 dealing with the mess of the accident (ins to call ect), and Hannahs emotional state (pretty shook up) and #2 my car died. so we have BOTH vehicles in the shop and had to go out today and rent a car for me to get to work and her mom is going to taxi her to school and back
and the other guy's insurance is dragging their behinds, and wont admit fault yet. so the rental comes out of our pocket For now.
geez I hope the rest of the week goes better than the last two days!!!

thanks for letting me vent
Slugger

ps. Hannah is fine physically just shook up THANK GOD FOR THAT!!!!!!!!

1952Sniper · 01-18-2005, 11:55 AM

Quote:

the other guy's insurance is dragging their behinds, and wont admit fault yet

I was under the impression that any time you rear end someone, you're automatically at fault. I don't think they have a choice in this. Maybe your state laws are different, though.

Sorry to hear your week is going poorly.

Marlin · 01-18-2005, 12:59 PM

Minnesota law does put the presumption of fault on the driver of the vehicle hitting from behind. I'm surprised the insurer hasn't taken that into account.

I can't remember whether or not Minnesota is a contributory megligence or a comparative negligence state. That could possiblymake a difference in the amount of a settlement in a case.

SouthernMoss · 01-18-2005, 01:23 PM

Sorry for the bad turn of events, Slugger. We never realize how much we depend on our vehicles until they aren't available.

So glad that Hannah is unharmed. Tell her we're thinking about her.

BobbyWins · 01-18-2005, 01:29 PM

Over the past year or so,I've noticed that a lot of the insurance companies are really draggin' their feet.
Was there any other vehicles involved?If so,then that's probably part of the hang-up.Any reason they can find to delay payment makes/saves them money.The longer that money stays in their account,the more interest they make.

BW

fishermanben · 01-18-2005, 01:54 PM

Grind it out paying for your own rental. Whatever you do, don't turn it in to your own company, or even tell them unless you absolutely have to.

Ben the Insurance Agent

pickenup · 01-18-2005, 02:45 PM

GOOD to hear that Hannah is OK.
Hope your week gets better.

Carl S · 01-18-2005, 04:21 PM

Glad to hear that your wife is OK. Here's hoping your week improves!

xxxxxxl · 01-18-2005, 05:52 PM

I hope your week gets better.

IShootBack · 01-18-2005, 07:04 PM

First, glad Hanna is OK. Cars are just possessions and can be replaced. People cannot be.

Second, check the laws in your state. In my state, it'snot always the fault of the person that does the hitting...sometimes it's the front car.

Third and finally, get a copy of the police report then file a claim with the other persons carrier, in person if possible. Be firm but not rude. Rude will put the opposing adjuster off and cause them to really drag their feet. Firm relays the message that you are speaking from a position of power, and many adjusters will listen and asist you if at all possible. Do not be afraid to play on their sympathy.

Best wishes with this.

01-18-2005, 12:59 PM	#3
Marlin TFF Admin Staff Chief Counselor Join Date: Mar 2003 Location: At SouthernMoss' side forever! Contributor Posts: 13,854	Re: what a week...already!!! Minnesota law does put the presumption of fault on the driver of the vehicle hitting from behind. I'm surprised the insurer hasn't taken that into account. I can't remember whether or not Minnesota is a contributory megligence or a comparative negligence state. That could possiblymake a difference in the amount of a settlement in a case. __________________ *The flag represents a living country and is itself considered a living thing.* *The only criminal class native to the United States is Congress.*

01-18-2005, 01:23 PM	#4
SouthernMoss Admin Tech Staff Join Date: Jan 2003 Location: SW MS Contributor Posts: 10,651	Re: what a week...already!!! Sorry for the bad turn of events, Slugger. We never realize how much we depend on our vehicles until they aren't available. So glad that Hannah is unharmed. Tell her we're thinking about her. __________________ My Second protects your First "I declare to you that woman must not depend upon the protection of man, but must be taught to protect herself, and there I take my stand." - Susan B Anthony

01-18-2005, 01:29 PM	#5
BobbyWins V.I.P. Member Join Date: May 2004 Location: Central Texas Posts: 337	Re: what a week...already!!! Over the past year or so,I've noticed that a lot of the insurance companies are really draggin' their feet. Was there any other vehicles involved?If so,then that's probably part of the hang-up.Any reason they can find to delay payment makes/saves them money.The longer that money stays in their account,the more interest they make. BW

01-18-2005, 01:54 PM	#6
fishermanben V.I.P. Member Join Date: Jan 2005 Posts: 197	Re: what a week...already!!! Grind it out paying for your own rental. Whatever you do, don't turn it in to your own company, *or even tell them* unless you absolutely have to. Ben the Insurance Agent

01-18-2005, 02:45 PM	#7
pickenup Advanced Senior Member Join Date: Sep 2002 Location: Colorado Rocky Mountains Posts: 6,841	Re: what a week...already!!! GOOD to hear that Hannah is OK. Hope your week gets better. __________________ The gene pool needs chlorine

01-18-2005, 11:46 AM	#1
sluggermn V.I.P. Member Join Date: Mar 2004 Location: nw minnesota Posts: 467	what a week...already!!! It is only tue and already it has been a really bad week!! for starters my car has been acting up and dying at stop lights and any time I leave it idiling.. then sunday it wont start at all and I have to spend an hour working on it in 30 below temps out side ( that is NOT including the wind chill factor). mon morning I get a call from my wife she has been in a accident, she got rear-ended. I go get her, and get the car to the body shop... it is totaled has extensive damage to the rear end and the cost to fix is is more than the total value of the car. I missed work last night due to 2 things #1 dealing with the mess of the accident (ins to call ect), and Hannahs emotional state (pretty shook up) and #2 my car died. so we have BOTH vehicles in the shop and had to go out today and rent a car for me to get to work and her mom is going to taxi her to school and back and the other guy's insurance is dragging their behinds, and wont admit fault yet. so the rental comes out of our pocket For now. geez I hope the rest of the week goes better than the last two days!!! thanks for letting me vent Slugger ps. Hannah is fine physically just shook up THANK GOD FOR THAT!!!!!!!! __________________ If ye love wealth better than liberty, the tranquility of servitude better than the animating contest of freedom, go home from us in peace. We ask not your counsels or your arms. Crouch down and lick the hands which feed you. May your chains set lightly upon you, and may posterity forget that you were our countrymen." -- Samuel Adams "The tree of liberty must be refreshed from time to time with the blood of patriots and tryants." (Thomas Jefferson http://giftsrollup.com/?id=slugger -->

01-18-2005, 04:21 PM	#8
Carl S Advanced Senior Member Join Date: Feb 2004 Location: Bunnell, FL Posts: 1,015	Re: what a week...already!!! Glad to hear that your wife is OK. Here's hoping your week improves! __________________ Carl S Old Soldier The Bill of Rights - guaranteed by the Second Amendment You can trust the government - just ask any Indian

01-18-2005, 05:52 PM	#9
xxxxxxl Senior Member Join Date: Jun 2004 Location: Texas Posts: 547	Re: what a week...already!!! I hope your week gets better.

01-18-2005, 07:04 PM	#10
IShootBack Advanced Senior Member Join Date: Sep 2002 Location: Virginia Posts: 2,309	Re: what a week...already!!! First, glad Hanna is OK. Cars are just possessions and can be replaced. People cannot be. Second, check the laws in your state. In my state, it'snot always the fault of the person that does the hitting...sometimes it's the front car. Third and finally, get a copy of the police report then file a claim with the other persons carrier, in person if possible. Be firm but not rude. Rude will put the opposing adjuster off and cause them to really drag their feet. Firm relays the message that you are speaking from a position of power, and many adjusters will listen and asist you if at all possible. Do not be afraid to play on their sympathy. Best wishes with this. __________________ "The Lord is a warrior, the Lord is his name." Exodus15:3