Re: reloads for cc
I know of no law anywhere that say that you may not use reloaded ammunition for CCW. People tend to recommend against because many district attorneys are anti-gun.
In the case that you have to use your weapon to defend yourself, you will likely be put on trial in front of a jury of your peers. A jury of your peers isn't necessarily a jury of people who know even the first thing about firearms (except that which they learn from Hollywood). If you use your own ammo, it is possible that a DA could claim that you had made special bullets just for the purpose of killing people, which would make you seem like a predator rather than a victim. If the DA can convince the jury you're a predator, you're likely going to be spending some time in prison.
I have never heard of a situation where this has happened, but that is the logic behind using factory ammo in a CCW.
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Your life is lived at your own risk. Don't blame me for the dumb things you do.