I will be the first to admit that the answer to this question is, no doubt, rather obvious to most. I imagine that most CCW holders carry their weapons ready to fire. I've had my CCW for about 7 months or so, I suppose. I started out with a KelTec P32 and just last week traded it in on a P3AT. Only reason I didn't keep the P32 also and traded it in is because money is an issue. The P32 was reliable, relatively accurate for a point-and-shoot pistol, and better than nothing. I just decided that since I can have a little more firepower in the same size package, why not. I've heard many good things about the P3AT, and the one I just acquired was NIB 2nd generation (so I'm hoping the kinks have been worked out by now). But, back to the whole reason I started this thread in the first place. I've debated with myself about carrying with a round in the tube and the magazine fully stacked, which would give me 7 rounds of .380 90 gr. Gold Dots ready to go. Just pull the trigger and start shooting, rather than have to rack the slide first. While locked and loaded sounds like the way to go, I guess the only reason I ask is because in the back of my mind there's always the safety concerns of having a bullet in the chamber. As long as you always remember that there's a round ready to leave the barrel, it shouldn't be a problem. However, as everyone is most likely already aware, the KelTec P3AT has no safety, which should also be fine since it's DOA - your safety is not pulling the trigger. The time it takes to rack the slide and chamber a round could be the difference between life and death. During a confrontation where deadly force my be required, and nerves will be frazzled, having to take the extra step to rack the slide and fumble with your weapon any more than you have to could be counter productive and could cost you your life. Once again, it just boils down to the safety issue. I think in my ramblings here, I've probably answered my own question. However, since I went through the effort to start this thread and type all of this out, I might as well post it just to see if there are any varying opinions on the issue.